During these hard economic times, we are all looking for ways to make things a little easier. I have decided to devote my Pastor's Page this month to the purpose of giving you a "Top 10 Money Saving List" that I hope you will find helpful in reducing one of the largest sources of stress in our lives? money. God wants us to live simplistic and stress free lives and I hope this helps.
Save Money Tip 1
Spend Less. Review what you spend and look at ways you can save money. Once you start looking for ways to spend less you will quickly become an expert and really save money.
Save Money Tip 2
Establish a personal budget. Once you have prepared a budget of incoming money and outgoing money, you will be able to identify areas where you can save.
Save Money Tip 3
Bulk is good. Think about shopping and buying in bulk. You can also save money by cooking in bulk. This is a real way you can save money with little preparation and almost no extra outlay.
Save Money Tip 4
Make sure a sale is a sale. By this I mean do your price research before you commit to making an expensive purchase in a retailers money-off sale. You have to be sure the sale really is a sale and not a creative marketing strategy.
Save Money Tip 5
Buy used. Sure, we all like to buy new. But there are huge money savings to be made in buying used. Typically cars lose one-third of their value in the first 24 months from new. Why not buy a car 24 months old? Other items such as clothes can be worth even less just the day after new. Look for ways to buy "as good as new" items and save money.
Save Money Tip 6
Don't carry excessive debt. Some debt in our lives may be essential. We may need a mortgage to purchase a home, we may need to use our credit card to make purchases until payday, but your aim to save money should be to have as little debt as possible.
Save Money Tip 7
Save Money. No, I mean really save some money. Each week or each month get into the habit of putting an amount, however small into your savings. You will find that by saving money on a regular basis you will quickly build up a store of reserve money and also feel motivated to save more.
Save Money Tip 8
Shop Wisely. Consider markets, superstores, farmer's markets, local shops, marts and stores. Anywhere is worth checking out to see if you can save money. Farmer's Markets can be particularly good places to save money. Typically you are buying direct from the producer of the product so the savings are passed on to you.
Save Money Tip 9
Eat in rather than out. This is a huge area where you can save money. Fast food could easily cost you TEN times (or more) what it would cost you to make it at home. So think before you eat when you are out.
Save Money Tip 10
Use less. This money saving tip is a lesson we all need to learn. We live in a consumer society where waste is a huge problem. If we could all use and consume less there would be less waste, less power consumption, and the benefits for you are SAVING MONEY.
April Worship Texts
April 5th Mark 11:1-11
"Palm Sunday"
April 12th Mark 16:1-8
"Easter"
April 19th Josh Clemons
"I Think I Need a Bigger Bag"
April 26th Luke 24:36b-48
"You are Witnesses"
